Retirement Planning
Be Financially In dependent In Your Golden Years
Who we are
Retirement Planning
Securing Your Future Beyond
Work with Dhanani & Sons
At Dhanani & Sons, we understand that retirement is one of the most important phases of life, yet many professionals and business owners overlook the long-term planning required to ensure financial independence after they stop working. Retirement isn’t just about stopping your career—it’s about maintaining the lifestyle you’ve worked so hard to build for the next 20 to 25 years, or even longer. That’s why we focus on helping you plan for a secure, comfortable retirement, allowing you to enjoy this phase without financial worry.
How Dhanani & Sons Helps You Plan for a Comfortable Retirement
1. Understanding Your Retirement Goals
The first step in retirement planning is understanding what your retirement looks like. Do you plan to travel extensively? Start a passion project or business? Or perhaps, enjoy a more relaxed lifestyle? We take the time to understand your vision for retirement and tailor a plan that allows you to achieve your dreams while maintaining financial stability.
2. Creating a Sustainable Income Strategy
Whether you’re a business owner with fluctuating income or a professional with a stable salary, we help you identify the best strategy to ensure a consistent and sustainable income stream after retirement. We evaluate the right combination of investment products, including pension plans, annuities, and mutual funds, to create a portfolio that can generate the income you need for 20-25 years (or more) of retirement.
3. Maximizing Tax Efficiency
We help you structure your savings to ensure they remain tax-efficient, allowing you to keep more of your hard-earned money. We guide you on tax-deferred investment options, retirement accounts, and withdrawal strategies that minimize your tax burden in retirement.
4. Diversification and Risk Management
Planning for a 20-25 year retirement requires a diversified portfolio that balances risk and reward. We help you build a mix of assets that suit your retirement goals—whether it’s generating income or growing wealth—and adjust your investment strategy as you get closer to retirement to protect your funds from market volatility.
5. Regular Monitoring and Adjustments
Retirement planning is an ongoing process. We don’t just help you create a plan; we help you stay on track. We regularly monitor your retirement portfolio’s performance, review your financial situation, and make necessary adjustments to ensure that you’re on course to meet your retirement goals. Whether you face changing personal circumstances or fluctuating markets, we’re here to guide you every step of the way.
At Dhanani & Sons, we are committed to helping professionals and business owners secure a comfortable, financially independent retirement. With over 75 years of experience in retirement planning, we guide you through the complexities of long-term retirement saving and ensure that you’re prepared for the years ahead.
Get Yourself Covered
Other Services
A MUST-HAVE for ALL, but often ignored and considered a waste of money. We help you analyze your Assets & Liabilities and arrive at a correct Value of Insurance, ensuring you’re neither overpaying nor underinsured, providing peace of mind and financial security.
With the rising Education costs, its important to start investing early to secure yours Child’s Education expenses. Our hybrid model works in such a way that even in your absence, your Child’s Education is not compromised
A MUST-HAVE for ALL, but often ignored and considered a waste of money. We help you analyse your Assets & Liabilities and arrive at a correct Value of Insurance.
We have a Structured approach to Mutual Fund investments. This enables our clients to achieve higher returns. We follow a simple,
paperless and quick process.